Airbnb Investment Loans
Designed for Real Estate Entrepreneurs
buy properties with no personal income
Flexible Mortgage Solutions for Short-Term Rentals & Airbnb Hosts
Peace of mind
Create more separation between your personal life and your business with features like limited recourse.
Cost savings
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Simple Process
With one monthly payment for all of your rental properties - underpinned by a simple process - you can free up time and cash to focus on growing your business.
Competitive rates
Competitive rates and favorable terms based on your portfolio make up and FICO score. And the terms only get better as your portfolio grows
We Are Fully Dedicated To Support You
A DSCR (Debt Service Coverage Ratio) Purchase Loan primarily focuses on the income-generating potential of the property being purchased, rather than the borrower’s personal income, providing investors with a financing solution that is directly aligned with the property’s ability to service its own debt.
- No Personal Income Required
- Based on Rental Income (Airbnb, Vrbo, Short-Term, or Long-Term)
- Fast Approvals & Easy Process
1-4 Units Residential DSCR Calculator
Purchase
No traditional income verification needed—we use the property’s projected rental income to qualify you. Buy with confidence knowing you’re backed by financing that understands the short-term rental market.
- No personal income required
- Airbnb-friendly loans
- Fast approvals in 45 states
Refinance
Our easy financing options can help you access the funds you need for property improvements, whether it's remodeling the kitchen, adding a pool, or updating the decor to attract more guests. We make it simple to tap into your property’s value so you can boost your rental income and guest experience.
- Lower your monthly payments
- Unlock equity for new investments
- Switch to a more flexible loan
- Rates as low as 6.75%*
- Cash-out refinances after a property is owned for 90 days or is free and clear
- Flexible DSCRs as low as 0.8X
- 5/1 ARM, 7/1 ARM, 30-year fixed, and interest-only options
- Purchase, delayed purchase, rate/term refinance, and cash-out refinance options
- No cap on the number of rental loans financed
Find a prospective Airbnb for sale
Find your next profitable short-term rental with accurate revenue projections based on real market data.
What our clients say
Thanks to your help with financing, I was able to start investing in Airbnb properties right here in Florida. I’m now a Superhost, managing not only my own profitable rentals but also properties for other investors. You helped me turn my passion into a thriving business — I couldn’t be more grateful!
Thank you for helping me secure the financing I needed to start investing in Airbnb properties. With your guidance, I was able to buy multiple rentals and turn a dream into a profitable reality. I’m now earning steady income and couldn’t have done it without your support!
Do You Have Questions?
How We Use AirDNA for Airbnb Financing
We use AirDNA’s Rentalizer tool to estimate how much a property can earn as a short-term rental. It compares similar nearby listings and factors in market trends like seasonality and rental demand.
How much can I make on Airbnb?
How much you can make on Airbnb depends on the property’s location, size, and occupancy rate. In high-demand areas like Florida, it's common to earn $35,000 to $85,000+ per year.
How do I estimate the Airbnb income for a specific property?
Just enter the address into the Rentalizer Airbnb calculator, confirm the number of bedrooms, bathrooms, and guest capacity.
Is investing in a vacation rental worth it?
Investing in a vacation rental offers great perks—from generating extra income to enjoying your own family getaway.